Assessments

Financial Circumstances

• Financial circumstances and goals: Holistic vs. Simplified Assessments
• How does the Affordability calculation work?
• The Financial Circumstances & Goals Assessment video

Financial Personality

• Is there a risk in using the Responsible Investing Assessment without sufficiently differentiated product solutions?
• Financial Personality Assessment video
• What counts as a 'high risk investment'?
• What does the Risk Tolerance assessment measure?
• How long does the Risk Tolerance assessment take?
• Does 'neither agree nor disagree' equate to a non-response?

See all 8 articles

Knowledge & Experience

• Overview to Knowledge and Experience
• How does Knowledge and Experience affect Risk Capacity?
• The Knowledge & Experience Assessment video
• How does Experience affect overall Knowledge and Experience?
• How does Confidence affect Knowledge and Experience?

Suitable Risk Level

• How much effect does certainty and flexibility have on the outcome?
• OVERVIEW: Suitable Risk Level
• OVERVIEW: Risk Tolerance
• Do you distinguish between different types of risk, e.g. liquidity, volatility, diversification?
• How should suitability be assessed for a couple?
• Is the full assessment re-run for an annual review?

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Identifying Suitable Portfolios

• Mapping Data Input Template
• How do you map investors to investments?
• How do you define investment risk?
• How does your risk model simulate returns?
• How often should risk estimates be refreshed?

General Questions

• Investor Compass 1.0 and 2.0 differences
• Can tests be done to Joint portfolios?
• How should users answer questions that use ambiguous wording, e.g. ‘significant amount’, ‘riskier investments’, or ‘investment’?
• Should all assessments be completed all at the same time? What time limit is there on completing all assessments?
• How do I use the consistency check?